Author: Robert Powell, Special to USA TODAY

Social Security faces big challenges as it continues to undergo change and provide key benefits to Americans.

A target-date fund is a fund of mutual funds that becomes more conservative with time. Here’s what you should know about this retirement saving tool.

You’ve filed your taxes and now it’s time to make good on your promise to “spring clean” your finances.

Retirement planning mistakes, especially Social Security, 401(k) and IRA blunders, can be costly. Here are some errors that you can fix, thought.

The odds of being unable to work because of sickness or injury are greater than the odds of a premature death. Millennials should think about that.

It’s a good time to make sure you start the new year off on the right foot – especially when it comes to your retirement accounts.

As benefits go, few compare with those offered by Social Security to spouses.But what are some mistakes you can make, and how can you avoid them?

I’m trying to decide when to claim Social Security. I am 63 and my wife is 62.

Income taxes can be taxing, so now would be a good time to review some of the ways to cut your bill before it gets too late in the year.