Your risk tolerance is the amount of volatility you’re willing to endure, prior to suffering undue stress and anxiety.
Author: Peter Dunn, Special to USA TODAY
As a painful 2020 ends, it’s time to set yourself up for financial success in 2021
If you’re excited to see 2020 end, you’re not alone. But don’t get in too much of a hurry. This is a chance to set your financial life straight.
Should you go for the more expensive college in case student loans are forgiven? Don’t bank on it.
How can you possibly begin to evaluate the value of an education if you don’t know how it will impact your finances upon the payments coming due?
Personal finance tips: Our son moved home but is struggling to find work. What rules should we set?
We told our recent grad he could live with us in 2020 to get on his feet, but he’s struggled to find steady work. What financial rules should we set?
You lost your job but found one that pays less. Here’s how to make it work for you and your retirement plans
A reader lost her marketing job, but found a new one that pays less. Despite the income change, it’s still possible to save up for retirement.
Your newsfeed filled with posts of friends buying houses? Don’t be fooled by low interests if you’re not ready
I don’t believe low interest rates are a reason for a nonbuyer to turn into a buyer. Instead, low interest rates just sweeten the pot for buyers.
Just got a job offer? Be smart about your new benefit choices like health coverage, 401(k) savings levels
From filling out a W-4 to picking health insurance, It’s critical to sign up for the right benefits when you get a new job.
Your fears help you make smarter choices about personal finance during an economic crisis
During the recession caused by COVID-19, my goal is realism. I’d like to focus on the personal finance steps we must take to protect ourselves.
Having to dip into your retirement savings? Talk to your lender first.
When so many aspects of life are going wrong, it’s certainly understandable to seek normalcy.
Should you send your kid to grad school to defer student loans?
When jobs are sparse, it’s very difficult for young people to launch their careers. It’s especially difficult when student loans are part of it.