Money FHFA ends debt-to-income ratio mortgage fee. How homebuyers will benefit. May 11, 2023May 12, 2023 Medora Lee, USA TODAY Comments Off on FHFA ends debt-to-income ratio mortgage fee. How homebuyers will benefit. Homebuyers win after Federal Housing Finance Agency cancels plans for an upfront mortgage fee based in debt-to-income ratios in August. Here's why.