Money Is buying a home warranty worth it for repairs? Here’s what you need to know before committing September 15, 2020September 15, 2020 Tanisha A. Sykes, Special to USA TODAY Comments Off on Is buying a home warranty worth it for repairs? Here’s what you need to know before committing While they sound similar, a home warranty is not homeowner's insurance. If you're thinking about a warranty, these pros and cons will help you decide.