Money Here’s the top reason Americans are carrying an average credit-card balance of over $6,200 February 12, 2020 By Aimee Picchi, Special to USA TODAY Comments Off on Here’s the top reason Americans are carrying an average credit-card balance of over $6,200 Outstanding credit-card and other types of revolving debt have jumped almost 20% from a decade ago, reaching about $1.1 trillion, a study shows.